Disability Income Insurance Planning

This class will look at how disability income insurance can be used in the group, individual, and business insurance marketplace. We will stress how disability is often an overlooked and misunderstood insurance program. WE will comment on how disability works in the advanced business markets with qualified sick pay plans, disability buy-sell, and business overhead policies. The class will finish discussing how disability can create a dependence on the Medicare system and require needs for Long-Term Care.